Federal Aid Programs

Federal Grant Programs

Award amounts listed on the award notice are based on a full-time credit load of 12 or more credit hours. The amount of award will be reduced proportionally with 9-11 credit hours receiving 3/4 award and 6-8 credit hours receiving 1/2 award. Students taking less than 6 credit hours should check with the Financial Aid Office to find out grant amounts.

Students may not receive a Federal Pell or SEOG Grant for attendance at more that one school for the same period of time. A student attending two schools during the same semester should contact the Student Financial Aid Office immediately.

When the student enrolls, grant funds available to cover charges will be credited to the student’s account. Remaining grant funds will be deposited into the student’s account based on the number of credit hours in which the student is enrolled on Financial AidCensus Day. Aid amounts may be reduced for withdrawing from a course before Financial Aid Census Day. Additionally, financial aid will not be increased for any credit hours added after Financial Aid Census Day.

The Business Office will deduct from the student’s account any money owed for tuition, fees, books, and supplies. A check for the remaining funds (credit balance) will be mailed to the student at the address that is on file in the KCKCC Admissions and Records Office. Funds that are undeliverable by mail will be held in the Business Office up until the last day of the semester. Credit balance checks will be mailed to students beginning the first week of October for fall semester and the first week of March for spring semester.

Federal Pell Grants

Federal Pell Grants are awarded to undergraduate students working toward their first Bachelor's Degree. The amount is determined by the Expected Family Contribution (EFC), the student's enrollment status, and the length of the enrollment period.

Federal Supplemental Educational Opportunity Grant

The Federal Supplemental Educational Opportunity Grant amounts are awarded to students with highest need who are Pell Grant eligible. Awards range from $200-$1,000 per academic year. Students who apply for awards prior to April 1 and are eligible for a Federal Pell Grant will be given priority in awarding this grant.

Federal Academic Competitiveness Grants (ACG)

Federal Academic Competitiveness Grants (ACG) are awarded to recent high school graduates, who have completed a rigorous high school program of study, are first-time college students, enrolled as a full-time student, and are eligible to receive the Federal Pell Grant.

Federal College Work-Study

Federal College Work-Study provides financial assistance through part-time (15 Hours per week) temporary employment either on campus or off campus in a community service position.

Federal Subsidized Stafford Loans

Federal Subsidized Stafford Loans are low-interest loans made to students enrolled at least half-time and are based on financial need. Loans are made by a participating lender, insured by a guaranty agency and reinsured by the federal government. Interest is paid by the federal government as long as the student is in school. Loan amounts range from $500-$3500 per academic year. Applications are available in the Financial Aid Office.

Federal Unsubsidized Stafford Loan

A Federal Unsubsidized Stafford Loan is the same as a subsidized loan except financial need is not a consideration. The government does not pay the interest which begins to accrue at the time of disbursement. Loan amounts range from $100-$4000 per academic year. Applications are available in the Financial Aid Office.

Federal Parent Loan for Undergraduate Students

A Federal Parent Loan for Undergraduate Students is a low-interest loan made to the parent of a dependent student who is enrolled in at least six (6) credit hours. The loan amount is based on the cost of education minus any financial aid the student is awarded. Applications are available in the Financial Aid Office.

Bureau of Indian Affairs Grant

The Bureau of Indian Affairs Grant is awarded to American Indians who demonstrate financial need and academic progress. Additional information and application materials are available through the area agency office holding records of tribal membership.


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