Cost of Attendance and Financial Need

Determining Financial Need

Financial need is a student's calculated eligibility for financial assistance which is determined by subtracting the EFC (Expected Family Contribution) from the COA (Cost of Attendance).

Many types of financial aid are awarded on the basis of financial need. Financial aid in the form of grants, loans, scholarships and federal work study can be awarded to meet your financial need. Most federal student aid programs are awarded based on financial need except for Federal Direct Unsubsidized Student Loans.

Expected Family Contribution

Your Expected Family Contribution (EFC) is a number used to determine your federal financial aid eligibility. It is based on information about your family's resources and its ability to contribute toward your cost of attendance. Your EFC figure is determined by an objective, congressionally approved need analysis formula. It is not the amount of money that your family must provide. 

All data used to calculate your EFC comes from the information you provided on the FAFSA. Your family's income (taxable and untaxed) and assets are considered in determining your EFC. Your family size and the number of family members who will be attending a college or career school are also considered.

Your EFC is used in this equation to determine your financial need.

Cost of Attendance - Expected Family Contribution = Financial Need

2015-2016 Cost of Attendance Budgets


When you apply for federal student aid, the Student Financial Aid Office uses your cost of attendance (COA) in determining how much aid you can receive. The COA is the total estimated cost for a student to attend KCKCC expressed as a yearly figure. It is determined using rules established by federal regulations.

Cost of Attendance Expenses includes tuition and fees, housing, board, books and supplies, transportation and miscellaneous expenses.

The following are components that make up the cost of attendance budget for a student: 

Tuition is established annually by the KCKCC Board of Trustee’s on a per-credit-hour basis. Depending on your location of residency, your rate is calculated for each of the three residential categories:

  • In- State Resident of Kansas - $ 101 per credit hour
  • Out of State Resident - $261 per credit hour
  • Metro-Missouri Resident - $126 per credit hour

Fees – $7.00 per hour technology fee.  Some Technical Education Programs will be charged an additional $75 course fee. 

Books and Supplies are based on estimated amounts determined by the College Board Annual Survey of Colleges. The average amount for a full-time student per year is $1200.

Room - The room component will be included for independent students who do not live with parents or who are not active military or have a spouse who is active military.  The assumption for dependent students and independent students who live with parents is that the parents assume the responsibility for housing expenses.  This component includes expenses for housing and utilities. The estimated budget used is $7050.

Board - Board represents the cost of food for the individual student.  All students will receive a board budget except active military families.  According to the College Board 2015-16 Moderate Living Expense Budget the 9 month average for board is $2350

Transportation - All students will receive a transportation budget.  Transportation costs include fuel, car repair and maintenance, insurance, licensing and property taxes. According to the College Board the 2015-16 Moderate Living Expense Budget the 9 month average for transportation is $2950

Miscellaneous Expenses - All students will receive a miscellaneous budget.  According to the College Board 2015-16 Moderate Living Expense Budget the 9 month average for miscellaneous expenses (phone, cable, internet and computer costs, clothes, medical costs, entertainment, needed household items, laundry, personal maintenance) is $5048

Budget Adjustments

The budgets that have been established are based on averages.  If students can document a higher budget amount for any item listed or for other budget items not addressed (child care, special needs equipment, etc.) they should request a budget adjustment by contacting the KCKCC Financial Aid Director.    

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